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  • Low Rates
  • Low Payments
  • Fast Approval & Funding
  • Flexible Loan Options
  • Bad Credit - OK!
  • Self-Employed - OK!
  • Investment Properties - OK!  
  • Fixed Rate Mortgage
  • Adjustable Rate Mortgage
  • Refinance Mortgage Loans
  • FHA Home Loans
  • Jumbo Mortgage Loans
  • Low Credit Mortgage Loans
  • Condominium Loans
  • First Time Home Buyer Loans
  • Jumbo Loans

    Jumbo Loans
    • Loans to 2.5 million
    • 80% Loan To Value
    • Purchase or Refinance
    • Close in 22 days
    Learn More
  • FHA Loans

    FHA Loans
    • FICO from 580
    • 3.5% down
    • First time homebuyer
    • Low closing costs
    • Purchase or Refinance
    Learn More
  • Bad Credit

    Bad Credit
    • Hard Money Loans
    • Stated Income
    • No prepay
    • FICO from 550
    • Rurchase or Refinance
    Learn More
  • Govt. Insured Loans

    Government Insured Loans
    • FHA Streamline
    • DU Refinance Plus
    • FHA 203(k) Streamline
    • USDA
    • DU High Balance
    Learn More
  • Home Loans

    Home Loans
    • Foreign National
    • Self-employed
    • Fix 'n' Flip
    • First Time Homebuyer
    • Short Sale
    • Foreclosure or Bankruptcy
    Learn More

When you are after a leader in California mortgages, Loan People USA is here to help. We are a firm with a professional touch, and we are one that understands excellent customer service. We have 20 years of experience to bring to the table, and we will sit with you for a free consultation when you have questions. After that, we're able to schedule appointments around your schedule to make the process simpler. In total, our service is designed around clients and their needs.

We understand mortgages, including the government-backed programs, programs geared to new buyers, and even those for people who have existing mortgages. Using good technology and updated knowledge, we can match you up with a loan that will help you sustain yourself financially for many years. Our resident CPA can also provide you with accounting and tax scenarios that will help you make a better decision.

Our loans have all of the following features:

    • The lowest possible rates for your situation
    • Enough borrowing power to keep you in the game on great homes
    • A low monthly payment requirement

Call us (949-313-7333) at Loan People USA as soon as you can. When it's California mortgages you want, we're the expert for you.

*Amounts shown are estimates on a loan amount of $200,000. Payment amounts do not include amounts for taxes and insurance premiums. Actual payment obligation will be higher.
Advertising Disclosures

We understand that one of your most important investments is your home, we have many financing options available and will work with you so that you get the best option not only available to you but agreeable by you! We love talking to borrowers about their options, even if they decide to go with someone else! Please call us at  (949) 313-7333 we are ready to help you!  


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