Loan and Mortgage Options

Veterans Administration (VA) Home Loans

A VA guaranteed loan can be used to:

  • Buy a home as a primary residence
  • Refinance an existing loan


  • Veterans who meet the length of service requirements
  • Service Members on active duty who have served a minimum period
  • Certain Reservists and National Guard Members
  • Certain surviving spouses of deceased Veterans


  • No down-payment
  • No mortgage insurance
  • One time VA funding fee that can be included in the loan (Veterans receiving VA disability compensation are exempt from the VA funding fee)
  • VA limits certain closing costs
  • No minimum credit score requirement


*Interest rates and APRs are based on current market rates and are for informational purposes only. Rates are subject to change without notice and may be subject to increase based on property type, loan amount, loan-to-value, credit score and other variables. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Adjustable-rate mortgage (ARM) rates and payments assume no increase in the financial index after the initial fixed period of the loan. ARM rates and monthly payments are subject to increase after the initial fixed period. Please contact us for more information.


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